Privacy and
Cookie Policy

JAH INSURANCE BROKERS CORP. incorporated as an insurance brokerage company in Florida (USA) with ID.- 550841413, is located at 7950 NW 53 ST SUITE 228 & 230 DORAL, FL.33166 with Judicial Identification E-mail: info@jahinsurance.com. is the owner of this Web site, and responsible for the personal data provided by users through this Web site.

The user is informed and consents to the processing of data provided while browsing the website and those generated because of the use of the same, including, where appropriate, communications or international transfers of data that may be made, for the purposes indicated in the section “For what purpose we treat your personal data”

In the event that the data provided refers to third parties other than the user, the user guarantees to have obtained and have the prior consent of the same for the communication of their data and to have informed them, prior to providing them, of the purposes of the processing, communications and other terms provided in the section Information on Data Protection.

In any case, the use of the website by minors is prohibited.

Consequently, the user declares that he/she is an adult and that all the data provided correspond to him/her. Minors who proceed to the inclusion of personal data in the forms provided must have the prior authorization of their parents, guardians, or legal representatives, who are warned that, according to current legislation, they will be held responsible for all acts performed by minors in their care.

The user guarantees the accuracy and veracity of the personal data provided, undertaking to keep them duly updated and to inform JAH INSURANCE BROKERS CORP. of any changes that may occur in them.

The use of this website is subject to the Privacy Policy and Processing of Personal Data, the Terms of Use and the Cookies Policy detailed below. Please read them carefully. By accessing this website and using the materials contained herein, you signify that you have previously read and accepted, without reservation, these policies, and conditions.

Definitions:

• Authorization: Prior, express, and informed consent of the holder to carry out the processing of personal data.
• Privacy Notice: Verbal or written communication generated by the responsible party, addressed to the holder for the processing of his personal data, through which he is informed about the existence of the information processing policies that will be applicable, how to access them and the purposes of the processing that is intended to be given to personal data.
• Data Base: Organized set of personal data that is subject to processing. Client: Natural or legal, public, or private person with whom there is a commercial relationship.
• Consumers: Natural person who consumes the goods or services produced by a company.
• Personal Data: Any information linked or that may be associated to one or several determined or determinable natural persons. Examples of personal data are the following: name, citizenship card, address, e-mail, telephone number, marital status, health data, fingerprint, salary, assets, financial statements, etc.
• Sensitive data: Information that affects the privacy of the holder or whose improper use may generate discrimination, such as those that reveal racial or ethnic origin, political orientation, religious or philosophical convictions, membership in trade unions, social organizations, of human rights or that promote the interests of any political party or that guarantee the rights and guarantees of opposition political parties, as well as data related to health, sexual life and biometric data, among others, the capture of still or moving images, fingerprints, photographs, iris, voice, facial or palm recognition, etc.
• Data processor: Natural or legal person, public or private, who by himself or in association with others, carries out the processing of personal data on behalf of the data controller.
• Data Controller: Natural or legal person, public or private, who by himself or in association with others, decides on the database and/or the processing of data. Claim: Request of the Data Subject or of the persons authorized by him/her or by law to correct, update or delete his/her personal data or to revoke the authorization in the cases established by law.
• Terms and Conditions: general framework in which the conditions for the participants of promotional or related activities are established by law.
• Terms and Conditions: general framework in which the conditions for the participants of promotional or related activities are established.
• Data Subject: Natural person whose personal data is the object of processing. Transfer: The transfer of data takes place when the person responsible and/or in charge of the processing of personal data, sends the information or personal data to a recipient, which in turn is responsible for the processing of data.
• Transmission: Processing of personal data that involves the communication of such data within or outside a given territory.
• Processing: Any operation or set of operations on personal data, such as collection, storage, use, circulation, or deletion.

Principles applicable to the processing of personal data

For the processing of personal data, the following principles shall be applied, which constitute the rules to be followed in the collection, handling, use, processing, storage, and exchange of personal data:

• Legality: The processing of personal data will be carried out in accordance with the applicable legal provisions, laws and decrees corresponding to each territory.
• Purpose: The personal data collected will be used for a specific and explicit purpose which must be informed to the holder or allowed by law. The holder will be clearly, sufficiently, and previously informed about the purpose of the information provided.
• Freedom: The collection of personal data may only be exercised with the prior, express, and informed authorization of the owner.
• Truthfulness or Quality: The information subject to the processing of personal data must be truthful, complete, accurate, updated, verifiable and understandable.
• Transparency: In the processing of personal data, the holder’s right to obtain, at any time and without restrictions, information about the existence of data concerning him/her is guaranteed. Restricted access and circulation: The processing of personal data may only be carried out by persons authorized by the owner and/or by the persons provided for in the Law.
• Security: The personal data subject to treatment will be handled adopting all the necessary security measures to avoid its loss, adulteration, consultation, use or unauthorized or fraudulent access.
• Confidentiality: All officials belonging to JAH INSURANCE BRÓKERS CORP. are bound to confidentiality and reserve with respect to the personal data information to which they have access.

Information about data protection

At JAH INSURANCE BROKERS CORP., we care about protecting your personal data and treating it with the utmost transparency. For this reason, so that you can decide how we can treat them and know your rights, below, we will provide you with information regarding the processing that we will carry out with the data that you provide us through this website.

Who is responsible for the processing of your personal data?

The information and/or personal data you provide to us are the responsibility of:

Identity: JAH INSURANCE BROKERS CORP.

Contact of the Delegate of Protection of Datos: info@jahinsurance.com

What data do we keep?

JAH INSURANCE BROKERS CORP. collects information about its users. The data that is retained is:

1. The domain name of the provider (IP) that gives you access to the network.
2. The date and time of access to our website.
3. The Internet address from which the link to our website was sent.
4. Identification data, contact data, and personal characteristics, among others, all collected through the corresponding form, phone call and / or WhatsApp message. If you do not provide at least such data, considered necessary, JAH INSURANCE BROKERS CORP will not be able to process your request or inquiry.

For what purposes do we process your personal data?

At JAH INSURANCE BROKERS CORP., we will process the data you provide during the navigation and use of our website, as well as those collected through the corresponding forms, for the following purposes:

• Regarding the navigation and use of our website, we will treat your data for: o Achieve new business contacts. o To offer a more personalized navigation. o
  • To elaborate statistics on the countries and servers that visit the web more often.
  • To know the hours of greater affluence of visits in the web, as well as to make precise adjustments to avoid access problems.
  • To know the effectiveness of the different buttons and links that point to our server, to promote those that offer better results.
  • Keep a record of user activity via the web.
• With respect to your application for insurance and/or contracting, we will treat your data for:
  • The elaboration of profiles necessary for statistical-actuarial purposes for the assessment and delimitation of risk as closely as possible to your circumstances.
  • For the evaluation and delimitation of the risk, the prevention and investigation of fraud in the selection of the risk, including the consultation to common files, being these, by way of example and not limited to.
  • To consult your data in information files on compliance or non- compliance with monetary obligations.
  • The maintenance and integral and centralized management of your relationship with JAH INSURANCE BROKERS CORP. o The management of the insurance activity and/or the fulfillment of the pre-contract, and/or the contract, as well as the related legal obligations.
  • The performance of studies and statistical calculations, surveys, analysis of market trends and quality control.
• With respect to the management of claims and benefits, we will process your data for:
  • For the assessment and delimitation of risk, the prevention and investigation of fraud in the management of claims and benefits, even if the insurance contract is not formalized or, where appropriate once the insurance contract has been terminated.
• Regarding your request for information, suggestion, or complaint, we will process your data to contact you.
• Regarding the subscription to electronic newsletters, we will treat your data to send communications and news based on the interests that you have expressed to us.
• Regarding the sending of commercial communications, we will use your data to send you information and advertising, including electronically, about offers, products, recommendations, services, promotions, gifts, and loyalty campaigns to JAH INSURANCE BROKERS CORP., based on profiling through marketing and statistical studies so that such communications are tailored as closely as possible to your needs and preferences.

 

This site is being measured with Google Analytics solutions as web analytics platforms, for the measurement of customer experience. This solution uses page markup and anonymous cookies in order to analyze the information received (e.g. number of visits, length of visit, behavior on the page…) and based on them improve the user experience and improve digital processes both operational and communication.

You can see more information about Google Analytics privacy policy at http://www.google.com/intl/es_ALL/privacypolicy.html

How long will we keep your personal data?

The personal data provided will be kept for the period determined based on the following criteria:

1. Legal obligation of conservation; and,
2. Request for deletion by the interested party in the cases in which it is appropriate.

Regarding the determination of the term based on the legal obligation, by way of example, but not limited to, the following assumptions are presented:

• The data you give us for the insurance application may be kept at least during the term of the campaign, based on the provisions of the Law.
• The data collected for the conclusion of an insurance contract, or those that originate during the maintenance of the same, will be blocked when they are no longer necessary for the purpose for which they were collected for a period determined by the Insurance Contract Law.

Such blocking will mean that your data will be kept only at the disposal of the Public Administrations, Judges and Courts for the attention of this entity of the possible liabilities arising from the treatment, during the period of prescription of these.

• The data collected for the management of your subscription to electronic newsletters will be kept for the duration of your subscription to the newsletter.
• The data collected to respond to requests for information, suggestions or complaints may be kept at least for the duration of the request, suggestion, or complaint.

What is the legitimacy for the processing of your data?

The legitimate basis for the processing of your data for the purposes detailed below is consent, without in any case the withdrawal of the same conditions the management of your request for recruitment and / or information:

• The navigation and use of our website through the configuration of cookies.
• Management of your subscription to electronic newsletters.
• Responding to requests for information, suggestions, or complaints.
• Sending commercial communications by any means based on profiling through marketing and statistical studies.
• The legitimate basis for the processing of your data for the purposes detailed below is the contractual relationship and compliance with the legal obligations applicable to JAH INSURANCE BROKERS CORP.
• To manage your insurance application and/or contracting, and to carry out the necessary formalities, including the preparation of your risk profile.

To which recipients will your data be communicated?

JAH INSURANCE BROKERS CORP. may communicate your data exclusively for the purposes indicated in the section.

“For what purposes do we process your personal data?”, to other entities belonging to the JAH INSURANCE BROKERS CORP. group, subsidiaries and third parties with which it enters into collaboration agreements.

Likewise, any entity belonging to the JAH INSURANCE BROKERS CORP. Group and subsidiaries may communicate personal data to any of the aforementioned entities, with the purpose of maintaining an integral and centralized management of the relationship of the interested parties with the different entities of the JAH INSURANCE BROKERS CORP Group and that the interested parties may benefit from access to their data from any of them, respecting in any case the applicable legislation on personal data protection and without the need for the interested parties to be informed of each first communication that is made.

What are your rights when you provide us with your data?

Under the terms and to the extent established in the regulations in force, any person has the right to:

• Right of access: to confirm whether in JAH INSURANCE BROKERS CORP we are processing personal data concerning him/her or not, to access them and to the information related to their processing.
• Right of rectification: to request the rectification of inaccurate data.
• Right of deletion: to request the deletion of data when, among other reasons, they are no longer necessary for the purposes for which they were collected, in which case JAH INSURANCE BROKERS CORP. will stop processing the data except for the exercise or defense of possible claims.
• Right of limitation: to request the limitation of the processing of your data, in which case they may only be processed with your consent, except for their storage and use for the exercise or defense of claims or for the protection of the rights of another natural or legal person or for reasons of important public interest of the European Union or of a specific Member State.
• Right of opposition: to oppose the processing of your data, in which case JAH INSURANCE BROKERS CORP. will stop processing the data, except for the defense of possible claims.
• Right of portability: to receive in a structured, commonly used and machine-readable format the personal data concerning you that you have provided to JAH INSURANCE BROKERS CORP. or to request JAH INSURANCE BROKERS CORP. to transmit it directly to another data controller where technically possible.

Likewise, you may always withdraw the consent granted, if applicable, for the purposes included in the section “For what purposes do we process your personal data?”, without affecting the lawfulness of the processing based on the consent prior to its withdrawal through the e-mail address info@jahinsurance.com.

The above rights of access, rectification, deletion, limitation, opposition, and portability can be exercised directly by the owner of the data or through a legal representative, through the email box info@jahinsurance.com.

In such communication, you must include a copy of your national identity card or any equivalent document that proves your identification.

It is understood that you are informed and accept the conditions set forth above if you continue browsing the website.

Responsibilities

JAH INSURANCE BROKERS CORP. disclaims any responsibility for the information on this website from sources outside the JAH INSURANCE BROKERS CORP group, as well as for the contents not created by the same.

Legal Notice

The owner of the domain JAH INSURANCE BROKERS CORP. is a company incorporated as an insurance broker in Florida (USA) with ID.- 550841413. Located at 7950 NW 53 ST SUITE 228 & 230 DORAL, FL.33166.

Terms and conditions of use of the web site

The user undertakes to make good use of the Web site, understanding good use to be in accordance with current legislation, good faith, and public order.

In turn, the user agrees not to use the Web site for fraudulent purposes, as well as not to perform any act to damage, disable or overload the Web site, or to prevent, in any way, the normal use and operation of the same.

The user is informed that, in the event of non-compliance with the Terms of Use, the Privacy Policy or any other terms or conditions contained on the website, JAH INSURANCE BROKERS CORP. reserves the right to limit, suspend or block access to the website, through any technical measure it deems necessary to achieve this.

Copyright

All rights reserved. The design of the portal and its source codes, as well as the logos, trademarks and other distinctive signs that appear in it belong to JAH INSURANCE BROKERS CORP. and are protected by the corresponding intellectual and industrial property rights.

It is strictly prohibited, without the written authorization of the copyright holders, the reproduction, distribution, transformation, manipulation, public communication, or any other act of total or partial, free or onerous exploitation of the texts, images or any other content that appears on the website.

JAH INSURANCE BROKERS CORP. reserves the right to make, at any time and without prior notice, as many modifications, variations, deletions, or cancellations in the contents and in the form of presentation of the same as it deems necessary, either temporarily or permanently, and the user must ensure that he/she uses the updated version at all times. This power does not grant users any right to receive compensation for damages.

Cookies policy

JAH INSURANCE BROKERS CORP. uses cookies to offer you a better browsing experience that suits your needs, as well as to protect and improve the website. Please read this Cookie Policy carefully to learn about the responsible use of cookies by JAH INSURANCE BROKERS CORP. and the options you have to configure your browser to manage them.

What are cookies?

Cookies are small data files that are generated in the user's computer and that allow us to know the frequency of visits, the most selected contents and the security elements that may intervene in the control of access to restricted areas, as well as the display of advertising based on criteria predefined by JAH INSURANCE BROKERS CORP. and that are activated by cookies served by said entity or by third parties that provide these services on behalf of JAH INSURANCE BROKERS CORP.

As a general rule, there are the following types of cookies:

Depending on their expiration:

• Session: They expire at the end of the session.
• Persistence: They do not expire at the end of the session.

Depending on their origin:

• Origin: Enabled by the website you are browsing.
• They come from other websites.

Depending on their purpose:

• Technical: allow navigation and use of different services.
•  Customization: allow access to the service with predefined characteristics.
  • Analysis: allow the monitoring and analysis of user behavior.
  • Advertising: allow the management of advertising space.
  • Behavioral advertising: allow the management of advertising spaces. They store information on user behavior.

What kind of cookies do we use and for what purposes?

On this website, the following types of cookies are used for the following purposes:

Analytical Cookies.

They are used to collect user activity statistics. Among others, they analyze the number of users visiting the website, the number of pages visited as well as user activity on the website and their frequency of use.

The information collected is always anonymous so that no link can be established between it and the natural person to whom it refers.

Authentication Cookies

They are used for the maintenance of the user's session during each visit, being dominant in private environments of the website that require a username and password for access.

Cookies used by external content add-ons.

They are necessary for the provision of some type of service and are stored by third parties.

Within this category of cookies are, for example, media player cookies, which are used to store technical data with a view to playing video or audio content, such as image quality, loading parameters, etc.

Who accesses cookie information?

The information stored in cookies is used exclusively by JAH INSURANCE BROKERS CORP.

Can cookies be disabled?

Except in the case of analytical cookies, the use of cookies influences the privacy of users since, generally, it allows their content to be related to the IP address of connection and other personal data of the user, such as those provided voluntarily.

By accepting this Privacy and Cookies Policy, the user will be consenting to the generation of cookies for the purposes mentioned above.

If the user does not accept cookies or subsequently rejects them, the functionalities of the website may be impaired.

Changes and updates to the Cookie Policy JAH INSURANCE BROKERS CORP. may modify this Cookie Policy according to legislative or regulatory requirements, or to adapt this policy to the instructions and recommendations issued by the regulators. It is therefore recommended to periodically review the Cookie Policy.